Summary
Date Posted: Friday, March 08 2024, Base Salary: Not Disclosed

JOB DETAILS:
Job Vacancies
INKUNGA FINANCE PLC is a microfinance institution with headquarter in Karongi District, Western Province.
Its mission is to promote quality financial services to small and medium-sized entrepreneurs in order to contribute to the improvement of their socio-economic living conditions and to remain a sustainable and self-sufficient institution.
To strengthen its human resources, INKUNGA FINANCE Plc is seeking to recruit the following staff:

LOAN OFFICER (3 VACANT POSTS)
Key Responsibilities
Under the supervision of Branch Manager, he (she) will be responsible for:
1. Ensure the initial contact with potential customers and explain to them all requirements in loan application process;
2. Carry out field visits at clients’ businesses and domiciles to ensure their capacities in loan reimbursement;
3. Analyze credit application files and help eligible customers complete the files;
4. Ensure the client's eligibility based on an in-depth analysis of 5 Cs;
5. Visit clients’ business places and loan collateral then confirm real value of properties.
6. Constitute the credit application files and make its proposal to the credit committee for analysis and approval;
7. Draw up loan contracts and get them signed;
8. Ensure credit disbursements and inform customers;
9. Ensure the high quality of loan portfolio;
10. Ensure the proper delivery of services and customer satisfaction;
11. Make the list of non-performing/written off loans and establish the schedule and plan for their recovery and submit the execution report to the Branch Manager;
12. Establish monthly credit risk situations according to the format of the central Bank or requirements of the partner of INKUNGA FINANCE Plc;
13. Ensure the growth of the deposit and loan portfolio through clients’ mobilization and promotion of INKUNGA FINACE Plc products;
14. Report to the Branch Manager.

Requirements
• Must be a Rwandan;
• Have a Bachelor's degree or an A1 diploma in Rural development, Finance, Accounting, Agri-business, managements and education;
• Must have proof of experience of at least two years’ experience for A0, at least three years’ experience for A1 preferably in in financial management, fund mobilization, advocacy, education or credit management.
• Must have driving permit category A;
• Have a good character in working with financial institutions (meaning no non-performing or written off loans);
• Fluent in French or English, knowledge of two languages would be an advantage;
• Aged between 21 years and 45 years;

Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

Job application procedure
Interested and qualified candidates should submit Job application via e-mail: recruitment@inkungafinance.com  (You will get a reply to confirm the reception of your application)
• The deadline for submitting applications is March 18, 2024 at 17h30 local time;
• The job application file must contain:
1. An application letter addressed to the Managing Director;
2. Curriculum vitae;
3. A copy of the identity card;
4. A copy of the degree;
5. A proof of previous experience
6. A copy of driving license for Loan officer candidates.
Note: internal staff fulfilling the requirements are allowed to apply.
The shortlisted candidates for written exam will be published not later than March 25th 2024 at 17h30 via the website: https://inkungafinance.com
Done at Karongi, 07/03/2024.
MUHAWENIMANA Abed Cherif
Managing Director

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